Risk Scores
Perpetrator Roles
Affected Formats
Detection Difficulty
Detectable with standard audit procedures and attentive management oversight.
Check / Cheque Fraud
Full chapter with identity card, real examples, warning signs, detection and prevention guidance.
AI-Powered Detection Design
Verify funds or account validity before releasing a large order paid by check, using a bank verification service where available, rather than accepting a check on sight alone.
Prevention Guidance
Audit Controls
Enhanced audit controls required. Standard procedures are insufficient — implement layered verification.
Technology
Automated POS monitoring, real-time exception reporting, and AI-driven anomaly detection significantly reduce exposure.
Culture & Training
Staff awareness programs, anonymous reporting channels, and clear consequence policies deter opportunistic fraud.
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