EXHIBIT 101 / THE HANDBOOK
EXHIBIT#121HIGH
Delivery & Ghost KitchenComposite score: 46/100

Ghost Delivery Zone Fraud

A kitchen misconfigures its listed delivery zone to capture a better platform fee structure than its real delivery footprint should honestly qualify for.

Risk Scores

Frequency30
Financial Loss50
Detection Difficulty70
Prevention Ease60
Composite Score46/100

Perpetrator Roles

ManagerIT / Tech

Affected Formats

Cloud KitchenFast Casual

Detection Difficulty

Moderately difficult. Requires consistent audit procedures and data analysis to surface.

HOW IT WORKS
Delivery zone defined in app
Orders accepted outside zone
Delivery not made
Customer refund issued
Platform absorbs loss
Handbook Chapter · F-125

Ghost Delivery Zone Fraud

Full chapter with identity card, real examples, warning signs, detection and prevention guidance.

Exhibit AI Detection

AI-Powered Detection Design

Compare actual delivery GPS data against the configured zone and radius for every account.

Prevention Guidance

Audit Controls

Enhanced audit controls required. Standard procedures are insufficient — implement layered verification.

Technology

Automated POS monitoring, real-time exception reporting, and AI-driven anomaly detection significantly reduce exposure.

Culture & Training

Staff awareness programs, anonymous reporting channels, and clear consequence policies deter opportunistic fraud.

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